Expense tracking, minus the app

Your spending tracker is now a contact.

Bought something? Text it to Sam. Your expenses, categories, and budgets stay organized without another app to maintain.

Launching soon in Messages.
No bank login. No card required.

9:41● ◒
S Sam

Today 9:42 AM

$16.82 Chipotle
Added ✓ Chipotle · $16.82 Dining
Dining this month $218 / $300
Delivered
How much did I spend this week?
You spent $184.20 this week.
That’s $32 less than last week.
+

Text Message

↑
Dining budget$82 left
✓Saved in 2 sec

No bank connection

✦

Works in Messages

✦

Cancel anytime

✦

Your data stays yours

How it works

Spend. Text. Done.

Tracking money shouldn’t feel like a second job. Sam turns a quick text into an organized expense.

01

Buy something

Lunch, groceries, a train ticket—whatever you want to keep track of.

02

Tell Sam

Send a plain-English text. No forms, menus, or category hunting.

03

Sam organizes it

Merchant, amount, and category are saved. Your totals update instantly.

S
SamUsually replies instantly
What did I spend on dining this month?
You’ve spent $238.42 on Dining

Your budget is $300.

$61.58 remaining

More than a log

Ask your money a question. Get a straight answer.

Sam remembers the expenses you share, so checking your spending is as natural as texting a friend.

  • ✓ “How much did I spend this week?”
  • ✓ “What was my biggest purchase?”
  • ✓ “How much is left in my dining budget?”

Why SpendSam

Everything you need.
Nothing you don’t.

Built for people who want to know where their money goes—but don’t want to live inside a budgeting app.

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Automatic categories

Sam recognizes merchants and learns where your purchases belong.

◎

Simple budgets

Set a monthly or category limit with one sentence, then check it anytime.

⌁

Easy corrections

Say “actually, it was $62” or “that was groceries.” Sam updates it.

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Useful answers

Ask about a day, week, month, merchant, or category in plain English.

Private by design

Your purchases aren’t the product.

SpendSam doesn’t ask for your bank login, sell transaction data, or show you financial ads.

✓ No bank passwords
✓ Delete your data by text

Questions, answered

Before you text Sam.

Do I need to connect my bank account?+

No. SpendSam only tracks the expenses you choose to send. You never need to share a bank password or card number.

What can I text Sam?+

Try “$42 Target groceries,” “how much did I spend this week?” or “set my dining budget to $300.” Natural, short messages work best.

What if Sam gets an expense wrong?+

Just correct it in the conversation. Say “actually, it was $62,” “that was yesterday,” or tell Sam the right category.

Can I delete my information?+

Yes. You can delete individual transactions or start full account deletion directly by texting Sam.

Is SpendSam a financial adviser?+

No. SpendSam organizes and summarizes the expenses you provide. It doesn’t offer investment, tax, banking, or financial advice.

Be first to meet Sam

Less logging.
More knowing.

Join the waitlist and we’ll let you know when SpendSam is ready.

One launch email. No spam.